Long Beach
CA
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Show More
Overview
$1,217,171
Average Sales Price
$887,079
Median Sales Price
478,486
Population
2,296
Total Listings
Featured Listings
For Sale (1093)
For Sold (21746)
Open Sat 11AM-3PM2 Beds1 Bath786 SqFt5001 E 14th Street, Long Beach, CA 90804
MLS# PW26186970
Listed by Jake Gordon of Compass
Open Sat 12PM-5PM4 Beds2 Baths1,426 SqFt6151 E Wentworth, Long Beach, CA 90815
MLS# DW26187854
Listed by Oscar Mendoza of SoCal 5 Real Estate
Open Sat 11AM-3PM
Open Sat 1PM-4PM2 Beds2 Baths840 SqFt453 Almond Avenue #6, Long Beach, CA 90802
Listed by Kevin Megowan of Estate Properties
Open Thu 10AM-1PM4 Beds6 Baths4,880 SqFt6519 E Seaside Walk #21, Long Beach, CA 90803
Listed by Andrew Carter of Fiv Realty Co
Open Sat 12PM-3PM5 Beds5 Baths4,217 SqFt4230 N Virginia Road, Long Beach, CA 90807
Listed by Brandy Battres of Seven Gables Real Estate
Amenities & Attractions
Restaurants
Home Services
Health & Medical
Local Services
Shopping
Recreation
Arts & Entertainment
Food
Beauty
Nightlife
Event Planning & Services
Automotive
Religious Organizations
Financial Services
Professional Services
Travel
Education
Pets
Local Events & Flavor
Public Services & Government
-
Carrigans
4700 Airport Plaza Dr, Long Beach, CA 90815
Tex-Mex
-
Flame Broiler
3821 N Lakewood Blvd, Long Beach, CA 90846
Korean Phone: 562-425-8100
-
Dad’s BBQ & SmokeHouse
231 E Marina Dr, Long Beach, CA 90803
Barbeque Phone: 562-253-7978
-
Carson About Time!
Artesia Blvd, Los Angeles, CA 90805
Food Trucks
-
Hapa Burger
5000 Spring St, Long Beach, CA 90815
Farmers Market Phone: 714-699-2329
-
Mr. R’s Grille
4700 Airport Plaza Dr, Long Beach, CA 90815
Steakhouses Phone: 562-425-5210
-
Murder at the Conga Club
140 Pine Ave, Long Beach, CA 90802
American (New) Phone: 562-528-0606
-
Awesome Sushi
2601 Clark Ave, Long Beach, CA 90815
Sushi Bars Phone: 562-627-9625
Educational Environment
Elementary Schools (73)Middle Schools (40)High Schools (17)
Name
Category
Grades
Library
Ratio
10/10
Kettering Elementary School
550 Silvera Ave, Long Beach, CA 90803
Public
KG - 5
No
25:1 STUDENTS/TEACHERS
10/10
Lowell Bayside Academy
5201 E Broadway, Long Beach, CA 90803
Public
KG - 5
No
27:1 STUDENTS/TEACHERS
10/10
Naples Bayside Academy
5537 E The Toledo, Long Beach, CA 90803
Public
KG - 5
No
28:1 STUDENTS/TEACHERS
9/10
Carver Elementary School
5335 E Pavo St, Long Beach, CA 90808
Public
KG - 5
No
25:1 STUDENTS/TEACHERS
9/10
Fremont Elementary School
4000 E 4th St, Long Beach, CA 90814
Public
KG - 5
No
30:1 STUDENTS/TEACHERS
9/10
Gant Elementary School
1854 N Britton Dr, Long Beach, CA 90815
Public
KG - 5
No
27:1 STUDENTS/TEACHERS
9/10
Patrick Henry Elementary School
3720 Canehill Ave, Long Beach, CA 90808
Public
KG - 5
No
29:1 STUDENTS/TEACHERS
9/10
Los Cerritos Elementary School
515 W San Antonio Dr, Long Beach, CA 90807
Public
KG - 5
No
30:1 STUDENTS/TEACHERS
9/10
Newcomb K - 8 Academy
7020 E Brittain St, Long Beach, CA 90808
Public
KG - 8
No
26:1 STUDENTS/TEACHERS
9/10
Prisk Elementary School
2375 Fanwood Ave, Long Beach, CA 90815
Public
KG - 5
No
26:1 STUDENTS/TEACHERS
9/10
Tincher Preparatory School
1701 Petaluma Ave, Long Beach, CA 90815
Public
KG - 8
No
29:1 STUDENTS/TEACHERS
8/10
Bixby Elementary School
5251 E Stearns St, Long Beach, CA 90815
Public
KG - 5
No
25:1 STUDENTS/TEACHERS
8/10
Cubberley K - 8 School
3200 Monogram Ave, Long Beach, CA 90808
Public
KG - 8
No
27:1 STUDENTS/TEACHERS
8/10
Emerson Parkside Academy
2625 Josie Ave, Long Beach, CA 90815
Public
KG - 5
No
28:1 STUDENTS/TEACHERS
7/10
Birney Elementary School
710 W Spring St, Long Beach, CA 90806
Public
KG - 5
No
26:1 STUDENTS/TEACHERS
7/10
Lafayette Elementary School
2445 Chestnut Ave, Long Beach, CA 90806
Public
KG - 5
No
29:1 STUDENTS/TEACHERS
7/10
Lincoln Elementary School
1175 E 11th St, Long Beach, CA 90813
Public
KG - 5
No
31:1 STUDENTS/TEACHERS
7/10
Longfellow Elementary School
3800 Olive Ave, Long Beach, CA 90807
Public
KG - 5
No
31:1 STUDENTS/TEACHERS
7/10
Muir Academy
3038 Delta Ave, Long Beach, CA 90810
Public
KG - 8
No
29:1 STUDENTS/TEACHERS
7/10
Robert Louis Stevenson Elementary School
515 Lime Ave, Long Beach, CA 90802
Public
KG - 5
No
26:1 STUDENTS/TEACHERS
7/10
Chavez Elementary School
730 W 3rd St, Long Beach, CA 90802
Public
KG - 5
No
27:1 STUDENTS/TEACHERS
6/10
Bryant Elementary School
4101 E Fountain St, Long Beach, CA 90804
Public
KG - 5
No
26:1 STUDENTS/TEACHERS
6/10
Burcham Elementary School
5610 E Monlaco Rd, Long Beach, CA 90808
Public
KG - 5
No
23:1 STUDENTS/TEACHERS
6/10
Garfield Elementary School
2240 Baltic Ave, Long Beach, CA 90810
Public
KG - 5
No
27:1 STUDENTS/TEACHERS
6/10
Starr King Elementary School
145 E Artesia Blvd, Long Beach, CA 90805
Public
KG - 5
No
29:1 STUDENTS/TEACHERS
6/10
Mann Elementary School
257 Coronado Ave, Long Beach, CA 90803
Public
KG - 5
No
27:1 STUDENTS/TEACHERS
6/10
McKinley Elementary School
6822 N Paramount Blvd, Long Beach, CA 90805
Public
KG - 5
No
28:1 STUDENTS/TEACHERS
6/10
Roosevelt Elementary School
1400 E 20th St, Long Beach, CA 90806
Public
KG - 5
No
30:1 STUDENTS/TEACHERS
6/10
Twain Elementary School
5021 E Centralia St, Long Beach, CA 90808
Public
KG - 5
No
28:1 STUDENTS/TEACHERS
6/10
Robinson K - 8 Academy
2750 Pine Ave, Long Beach, CA 90806
Public
KG - 8
No
28:1 STUDENTS/TEACHERS
6/10
Colin Powell Academy
150 W Victoria St, Long Beach, CA 90805
Public
KG - 8
No
29:1 STUDENTS/TEACHERS
5/10
Addams Elementary School
5320 Pine Ave, Long Beach, CA 90805
Public
KG - 5
No
30:1 STUDENTS/TEACHERS
5/10
Barton Elementary School
1100 E Del Amo Blvd, Long Beach, CA 90807
Public
KG - 5
No
24:1 STUDENTS/TEACHERS
5/10
Burbank Elementary School
501 Junipero Ave, Long Beach, CA 90814
Public
KG - 5
No
29:1 STUDENTS/TEACHERS
5/10
Smith Elementary School
565 E Hill St, Long Beach, CA 90806
Public
KG - 5
No
29:1 STUDENTS/TEACHERS
5/10
Grant Elementary School
1225 E 64th St, Long Beach, CA 90805
Public
KG - 5
No
30:1 STUDENTS/TEACHERS
5/10
Bret Harte Elementary School
1671 E Phillips St, Long Beach, CA 90805
Public
KG - 5
No
29:1 STUDENTS/TEACHERS
5/10
Elizabeth Beth Hudson K - 8 School
2335 Webster Ave, Long Beach, CA 90810
Public
KG - 8
No
25:1 STUDENTS/TEACHERS
5/10
Nieto Herrera Elementary School
1620 Temple Ave, Long Beach, CA 90804
Public
KG - 5
No
30:1 STUDENTS/TEACHERS
5/10
Daniel Webster Elementary School
1755 W 32nd Way, Long Beach, CA 90810
Public
KG - 5
No
19:1 STUDENTS/TEACHERS
5/10
Willard Elementary School
1055 Freeman Ave, Long Beach, CA 90804
Public
KG - 5
No
29:1 STUDENTS/TEACHERS
5/10
Oropeza Elementary School
700 Locust Ave, Long Beach, CA 90813
Public
KG - 5
No
28:1 STUDENTS/TEACHERS
5/10
Dooley Elementary School
5075 Long Beach Blvd, Long Beach, CA 90805
Public
KG - 5
No
29:1 STUDENTS/TEACHERS
5/10
Dominguez Elementary School
21250 S Santa Fe Ave, Long Beach, CA 90810
Public
KG - 5
No
24:1 STUDENTS/TEACHERS
4/10
Edison Elementary School
625 Maine Ave, Long Beach, CA 90802
Public
KG - 5
No
28:1 STUDENTS/TEACHERS
4/10
Collins Elementary School
6125 Coke Ave, Long Beach, CA 90805
Public
KG - 5
No
30:1 STUDENTS/TEACHERS
2/10
John G. Whittier Elementary School
1761 Walnut Ave, Long Beach, CA 90813
Public
KG - 5
No
29:1 STUDENTS/TEACHERS
0/10
Creative Arts School
1423 Walnut Ave, Long Beach, CA 90813
Private
PK - 4
Yes
5:1 STUDENTS/TEACHERS
0/10
Pacific Baptist School
3332 Magnolia Ave, Long Beach, CA 90806
Private
PK - 12
Yes
12:1 STUDENTS/TEACHERS
0/10
Maple Village Waldorf School
4017 E 6th St, Long Beach, CA 90814
Private
PK - 6
Yes
8:1 STUDENTS/TEACHERS
0/10
Montessori School-Eureka
5306 E Arbor Rd, Long Beach, CA 90808
Private
PK - KG
No
1:1 STUDENTS/TEACHERS
0/10
Marina Montessori
2301 Ximeno Ave, Long Beach, CA 90815
Private
PK - 3
Yes
7:1 STUDENTS/TEACHERS
0/10
Holy Innocents Elementary School
2500 Pacific Ave, Long Beach, CA 90806
Private
KG - 8
Yes
15:1 STUDENTS/TEACHERS
0/10
St Anthony Parish School
855 E 5th St, Long Beach, CA 90802
Private
PK - 8
No
20:1 STUDENTS/TEACHERS
0/10
St Athanasius Elementary School
5377 Linden Ave, Long Beach, CA 90805
Private
KG - 8
No
15:1 STUDENTS/TEACHERS
0/10
St Joseph Elementary School
6200 E Willow St, Long Beach, CA 90815
Private
KG - 8
Yes
20:1 STUDENTS/TEACHERS
0/10
St Cyprian Elementary School
5133 E Arbor Rd, Long Beach, CA 90808
Private
PK - 8
Yes
17:1 STUDENTS/TEACHERS
0/10
St Maria Goretti Elementary School
3950 Palo Verde Ave, Long Beach, CA 90808
Private
PK - 8
Yes
14:1 STUDENTS/TEACHERS
0/10
Our Lady of Refuge School
5210 E Los Coyotes Diagonal, Long Beach, CA 90815
Private
KG - 8
Yes
18:1 STUDENTS/TEACHERS
0/10
St Lucy School
2320 Cota Ave, Long Beach, CA 90810
Private
KG - 8
Yes
15:1 STUDENTS/TEACHERS
0/10
Bethany Lutheran School
5100 E Arbor Rd, Long Beach, CA 90808
Private
KG - 8
Yes
12:1 STUDENTS/TEACHERS
0/10
Bethany School
2244 Clark Ave, Long Beach, CA 90815
Private
PK - 8
Yes
13:1 STUDENTS/TEACHERS
0/10
Lakewood Christian Schools
5336 E Arbor Rd, Long Beach, CA 90808
Private
PK - 8
Yes
15:1 STUDENTS/TEACHERS
0/10
Gethsemane Baptist Christian School
6095 Orange Ave, Long Beach, CA 90805
Private
KG - 12
Yes
8:1 STUDENTS/TEACHERS
0/10
Los Altos Grace Brethren School
6565 E Stearns St, Long Beach, CA 90815
Private
PK - 6
No
11:1 STUDENTS/TEACHERS
0/10
Montessori Childrens House
5550 E Atherton St, Long Beach, CA 90815
Private
PK - 5
No
14:1 STUDENTS/TEACHERS
0/10
Kindercare Learning Center #1626 Belmont Shore
5251 E Las Lomas St, Long Beach, CA 90815
Private
PK - KG
Yes
6:1 STUDENTS/TEACHERS
0/10
Montessori on Elm
930 Elm Ave, Long Beach, CA 90813
Private
PK - 4
Yes
29:1 STUDENTS/TEACHERS
0/10
Parkridge Private School
3605 Long Beach Blvd Ste 101, Long Beach, CA 90807
Private
KG - 12
No
9:1 STUDENTS/TEACHERS
0/10
Oaktree Preschool
1710 Redondo Ave, Long Beach, CA 90804
Private
PK - KG
Yes
3:1 STUDENTS/TEACHERS
0/10
Oakwood Academy
3840 Long Beach Blvd, Long Beach, CA 90807
Private
KG - 5
Yes
15:1 STUDENTS/TEACHERS
0/10
St Cornelius Elementary School
3330 N Bellflower Blvd, Long Beach, CA 90808
Private
KG - 8
Yes
24:1 STUDENTS/TEACHERS
0/10
First Baptist Church School
1000 Pine Ave, Long Beach, CA 90813
Private
KG - 12
No
11:1 STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
9/10
Intellectual Virtues Academy of Long Beach
3601 Linden Ave, Long Beach, CA 90807
Public
6 - 8
No
24:1 STUDENTS/TEACHERS
9/10
Newcomb K - 8 Academy
7020 E Brittain St, Long Beach, CA 90808
Public
KG - 8
No
26:1 STUDENTS/TEACHERS
9/10
Tincher Preparatory School
1701 Petaluma Ave, Long Beach, CA 90815
Public
KG - 8
No
29:1 STUDENTS/TEACHERS
8/10
Cubberley K - 8 School
3200 Monogram Ave, Long Beach, CA 90808
Public
KG - 8
No
27:1 STUDENTS/TEACHERS
8/10
Marshall Academy of the Arts
5870 E Wardlow Rd, Long Beach, CA 90808
Public
6 - 8
No
27:1 STUDENTS/TEACHERS
8/10
Rogers Middle School
365 Monrovia Ave, Long Beach, CA 90803
Public
6 - 8
No
30:1 STUDENTS/TEACHERS
8/10
Stanford Middle School
5871 E Los Arcos St, Long Beach, CA 90815
Public
6 - 8
No
27:1 STUDENTS/TEACHERS
7/10
Hughes Middle School
3846 California Ave, Long Beach, CA 90807
Public
6 - 8
No
31:1 STUDENTS/TEACHERS
7/10
Muir Academy
3038 Delta Ave, Long Beach, CA 90810
Public
KG - 8
No
29:1 STUDENTS/TEACHERS
6/10
Bancroft Middle School
5301 E Centralia St, Long Beach, CA 90808
Public
6 - 8
No
28:1 STUDENTS/TEACHERS
6/10
Franklin Classical Middle School
540 Cerritos Ave, Long Beach, CA 90802
Public
6 - 8
No
25:1 STUDENTS/TEACHERS
6/10
Hamilton Middle School
1060 E 70th St, Long Beach, CA 90805
Public
6 - 8
No
28:1 STUDENTS/TEACHERS
6/10
Robinson K - 8 Academy
2750 Pine Ave, Long Beach, CA 90806
Public
KG - 8
No
28:1 STUDENTS/TEACHERS
6/10
Colin Powell Academy
150 W Victoria St, Long Beach, CA 90805
Public
KG - 8
No
29:1 STUDENTS/TEACHERS
5/10
Elizabeth Beth Hudson K - 8 School
2335 Webster Ave, Long Beach, CA 90810
Public
KG - 8
No
25:1 STUDENTS/TEACHERS
5/10
Jefferson Leadership Academies
750 Euclid Ave, Long Beach, CA 90804
Public
6 - 8
No
23:1 STUDENTS/TEACHERS
5/10
Lindbergh STEM Academy
1022 E Market St, Long Beach, CA 90805
Public
6 - 8
No
27:1 STUDENTS/TEACHERS
5/10
Stephens Middle School
1830 W Columbia St, Long Beach, CA 90810
Public
6 - 8
No
25:1 STUDENTS/TEACHERS
5/10
Washington Middle School
1450 Cedar Ave, Long Beach, CA 90813
Public
6 - 8
No
27:1 STUDENTS/TEACHERS
4/10
Rancho Dominguez Preparatory School
4110 Santa Fe Ave, Long Beach, CA 90810
Public
6 - 12
No
26:1 STUDENTS/TEACHERS
4/10
Perry Lindsey Academy
5075 Daisy Ave, Long Beach, CA 90805
Public
6 - 8
No
29:1 STUDENTS/TEACHERS
0/10
Pacific Baptist School
3332 Magnolia Ave, Long Beach, CA 90806
Private
PK - 12
Yes
12:1 STUDENTS/TEACHERS
0/10
Holy Innocents Elementary School
2500 Pacific Ave, Long Beach, CA 90806
Private
KG - 8
Yes
15:1 STUDENTS/TEACHERS
0/10
St Anthony Parish School
855 E 5th St, Long Beach, CA 90802
Private
PK - 8
No
20:1 STUDENTS/TEACHERS
0/10
St Athanasius Elementary School
5377 Linden Ave, Long Beach, CA 90805
Private
KG - 8
No
15:1 STUDENTS/TEACHERS
0/10
St Joseph Elementary School
6200 E Willow St, Long Beach, CA 90815
Private
KG - 8
Yes
20:1 STUDENTS/TEACHERS
0/10
St Cyprian Elementary School
5133 E Arbor Rd, Long Beach, CA 90808
Private
PK - 8
Yes
17:1 STUDENTS/TEACHERS
0/10
St Maria Goretti Elementary School
3950 Palo Verde Ave, Long Beach, CA 90808
Private
PK - 8
Yes
14:1 STUDENTS/TEACHERS
0/10
Our Lady of Refuge School
5210 E Los Coyotes Diagonal, Long Beach, CA 90815
Private
KG - 8
Yes
18:1 STUDENTS/TEACHERS
0/10
St Lucy School
2320 Cota Ave, Long Beach, CA 90810
Private
KG - 8
Yes
15:1 STUDENTS/TEACHERS
0/10
Bethany Lutheran School
5100 E Arbor Rd, Long Beach, CA 90808
Private
KG - 8
Yes
12:1 STUDENTS/TEACHERS
0/10
Bethany School
2244 Clark Ave, Long Beach, CA 90815
Private
PK - 8
Yes
13:1 STUDENTS/TEACHERS
0/10
Lakewood Christian Schools
5336 E Arbor Rd, Long Beach, CA 90808
Private
PK - 8
Yes
15:1 STUDENTS/TEACHERS
0/10
Gethsemane Baptist Christian School
6095 Orange Ave, Long Beach, CA 90805
Private
KG - 12
Yes
8:1 STUDENTS/TEACHERS
0/10
Regency High School
490 W 14th St, Long Beach, CA 90813
Private
7 - 12
Yes
9:1 STUDENTS/TEACHERS
0/10
Parkridge Private School
3605 Long Beach Blvd Ste 101, Long Beach, CA 90807
Private
KG - 12
No
9:1 STUDENTS/TEACHERS
0/10
Zinsmeyer Academy
4223 E Anaheim St, Long Beach, CA 90804
Private
8 - 12
Yes
9:1 STUDENTS/TEACHERS
0/10
St Cornelius Elementary School
3330 N Bellflower Blvd, Long Beach, CA 90808
Private
KG - 8
Yes
24:1 STUDENTS/TEACHERS
0/10
First Baptist Church School
1000 Pine Ave, Long Beach, CA 90813
Private
KG - 12
No
11:1 STUDENTS/TEACHERS
0/10
Hill Classical Middle School
1100 Iroquois Ave, Long Beach, CA 90815
Public
6 - 8
No
27:1 STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
8/10
Ernest S. Mcbride, Sr. High School
7025 E Parkcrest St, Long Beach, CA 90808
Public
9 - 12
No
32:1 STUDENTS/TEACHERS
7/10
Wilson High School
4400 E 10th St, Long Beach, CA 90804
Public
9 - 12
No
28:1 STUDENTS/TEACHERS
7/10
Renaissance High School for the Arts
235 E 8th St, Long Beach, CA 90813
Public
9 - 12
No
31:1 STUDENTS/TEACHERS
6/10
Millikan High School
2800 Snowden Ave, Long Beach, CA 90815
Public
9 - 12
No
26:1 STUDENTS/TEACHERS
6/10
Polytechnic High School
1600 Atlantic Ave, Long Beach, CA 90813
Public
9 - 12
No
25:1 STUDENTS/TEACHERS
4/10
Rancho Dominguez Preparatory School
4110 Santa Fe Ave, Long Beach, CA 90810
Public
6 - 12
No
26:1 STUDENTS/TEACHERS
1/10
Beach High-Intensive Learning Program
3701 E Willow St, Long Beach, CA 90815
Public
9 - 12
No
22:1 STUDENTS/TEACHERS
1/10
Jordan High School
6500 Atlantic Ave, Long Beach, CA 90805
Public
9 - 12
No
26:1 STUDENTS/TEACHERS
1/10
Cabrillo High School
2001 Santa Fe Ave, Long Beach, CA 90810
Public
9 - 12
No
25:1 STUDENTS/TEACHERS
0/10
Pacific Baptist School
3332 Magnolia Ave, Long Beach, CA 90806
Private
PK - 12
Yes
12:1 STUDENTS/TEACHERS
0/10
Gethsemane Baptist Christian School
6095 Orange Ave, Long Beach, CA 90805
Private
KG - 12
Yes
8:1 STUDENTS/TEACHERS
0/10
Regency High School
490 W 14th St, Long Beach, CA 90813
Private
7 - 12
Yes
9:1 STUDENTS/TEACHERS
0/10
Parkridge Private School
3605 Long Beach Blvd Ste 101, Long Beach, CA 90807
Private
KG - 12
No
9:1 STUDENTS/TEACHERS
0/10
Zinsmeyer Academy
4223 E Anaheim St, Long Beach, CA 90804
Private
8 - 12
Yes
9:1 STUDENTS/TEACHERS
0/10
First Baptist Church School
1000 Pine Ave, Long Beach, CA 90813
Private
KG - 12
No
11:1 STUDENTS/TEACHERS
0/10
Long Beach Unified School District Regional Occupational Program
3701B E Willow St, Long Beach, CA 90815
Public
10 - 12
No
STUDENTS/TEACHERS
0/10
Reid High School
2153 W Hill St, Long Beach, CA 90810
Public
11 - 12
No
35:1 STUDENTS/TEACHERS
Show More
Have questions about Long Beach?
Ask me about homes, pricing trends, school options, commute, or the best streets to focus on. I'm happy to share local insights and help you narrow down the right fit.
Demographics
Data provided by Attom Data
Population
Employment
Population
478.5K
478.5K in 2020
Density
7.2K
per square mile
Households
167.9K
35 With Children
Gender
49% / 51%
Men Vs Women
Occupancy
41% / 59%
Owned Vs Rented
Age Median: -- Years
No Data
Education Level
No Data
FAQs
To help you make informed decisions, we've compiled answers to some of the most commonly asked questions.
How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.
What's included in my monthly mortgage payment?
Your monthly mortgage payment typically includes principal, interest, property taxes, and homeowners insurance (often abbreviated as PITI). Depending on your loan, it may also include private mortgage insurance (PMI), homeowners association (HOA) fees, or other costs.
What is a 2-1 buydown, and how does it work?
A 2-1 buydown is a type of mortgage financing that temporarily lowers your interest rate for the first two years of the loan. In the first year, your rate is reduced by 2%, and in the second year, it's reduced by 1%. After that, your rate adjusts to the original agreed-upon rate for the remainder of the loan.
Who pays for the 2-1 buydown—the buyer, the seller, or the lender?
The cost of a 2-1 buydown can be paid by the buyer, seller, or lender, depending on the agreement. Often, sellers offer to pay for the buydown as an incentive to attract buyers, especially in a slower market. Buyers can also choose to pay for it themselves if they want lower initial payments.
What are closing costs, and how much should I expect to pay?
Closing costs are fees associated with finalizing your home purchase, including loan origination fees, title insurance, appraisal fees, and more. They typically range from 2% to 5% of the home's purchase price. Some costs may be negotiable, and in certain cases, sellers may agree to cover part of them.
How does my credit score affect my mortgage rate?
Your credit score plays a significant role in determining your mortgage rate. A higher score typically qualifies you for lower interest rates, which can save you thousands of dollars over the life of your loan. If your score is lower, you may still qualify for a loan, but at a higher rate.
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Ask me about homes, pricing trends, school options, commute, or the best streets to focus on. I'm happy to share local insights and help you narrow down the right fit.
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